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    text msg graphicBENEFITS ENROLLMENT 2013

    At Kindred, our greatest strength is the nearly 78,000 dedicated and compassionate employees who create our dynamic culture of caring and strong reputation for quality. Our goal is to provide a benefits plan that helps you manage your total health, save money and thrive in the future. Like other companies, we must prepare for the increased cost and regulations that accompany the new requirements leading up to full implementation of the Affordable Care Act in 2014. Our benefits plan will balance the healthcare reform changes with our commitment to always invest in the health and well-being of our employees.

    Healthcare Benefits
    Consumer Directed Healthcare Plan (CDHP). Under this plan, you will be responsible for the cost of healthcare services and prescriptions until you meet your deductible. It’s important to note:

    • Preventive healthcare, such as annual exams and immunizations, will still be 100% covered when you use an in-network provider.
    • Preventive generic drugs will also be fully covered and not subject to a deductible.

    Health Savings Account (HSA)
    With a Health Savings Account (HSA), you can choose to set aside pre-tax dollars to pay for your healthcare costs. An HSA allows greater flexibility in how you use your money, and allows you to save money for future healthcare expenses because it rolls over if you don’t use it!

    • If you select an HSA in 2013, Kindred will automatically contribute $300 if you cover only yourself or $600 if you cover dependents, to help offset your healthcare costs.
    • You can also contribute additional funds per pay period and Kindred will match every dollar you contribute up to a maximum of $25 per month.

    Wellness Program
    Participating in the Healthy Steps Wellness program can guide you toward lifestyle changes and even improve your health.

    • Kindred has partnered with Limeaid to help facilitate positive steps in your well-being. They will provide tools, resources and support in your endeavors to lose weight, reduce stress, live heatlhier and stop smoking.
    • Through participation you can also qualify for the chance to win prizes