Enrolling in health insurance can be a complicated process, and even the most conscientious individuals can miss an open enrollment period. While the deadline to enroll in many 2017 health insurance plans has passed, the Centers for Medicare and Medicaid services outline two ways you may still be able to enroll in health coverage for the rest of 2017: through a Special Enrollment Period or through Medicaid or the Children’s Health Insurance Program (CHIP).
The Special Enrollment Period applies when you experience certain types of life changes such as losing job-based health coverage, COBRA coverage or coverage through a family member. Other changes include changes in residence, marital status or citizenship status. You can find out if you qualify by answering a few questions online, or if you know you will qualify you can apply online as well.
Many don’t know that you can apply for free or low-cost coverage through Medicaid or CHIP any time during the year, there is no enrollment period. Medicare also offers an online resource to determine if you qualify, and you can also apply immediately.
If you aren’t expecting a qualifying event later in the year, the options for the rest of 2017 will be limited to policies that are not regulated by the Affordable Care Act (ACA). This could include:
The best thing to do if you’ve missed open enrollment is to understand your options. You can contact the Centers for Medicare and Medicaid by calling 1.800.318.2596 or by finding local help using their online search tool.
Kindred Healthcare680 South Fourth StreetLouisville, KY 40202Phone: 502.596.7300Toll Free: 1.800.545.0749
Notice of Nondiscrimination |
Tiếng Việt |
Kreyòl Ayisyen |
Copyright © 2017 Kindred Healthcare, Inc.